Most American households have debt, but it’s a thin line between an amount of debt that’s easy to handle and too much debt. So how do you figure out if you’re at the point of having too much debt? Here…
As your college student heads off this fall, it’s important to make sure you give them a send off that’ll promise them financial success and stability in their futures. Here are a few financial tips for the parents of new…
If you’re planning to buy a house, there’s a few things to keep in mind so you don’t lose said mind. The entire process can be incredibly trying and stressful, but with a few of these tips, you’ll be able…
While it is tempting to pay your last minute bills with that tax return, here are some items to keep in mind before doing so. Refund Anticipation Loans (RALs) give you cash immediately, however, you have to pay that money…
As with all insurance policies, it’s important to read the fine print in your policy and ensure that you aren’t missing anything. An inch of water can cause up to $25,000 in damages, according to FEMA. Despite having homeowner’s insurance,…
Life insurance is going way, way up for some people, which has insured parties worried. And understandably so. Interest rates have fallen in a lot of places—some are at zero, and many are even negative. And back when actuaries didn’t…
Despite the fact that nearly every state in the U.S requires you to insure your vehicle, many Americans simply refuse to pay the added monthly expense. Well, you may think that saving $200 a month justifies not having auto insurance…
Are you trying to build up your credit score, and ideally do so within a year? Here are a few tips to keep in mind. Pay down debt Make extra payments during billing cycles Request increases to credit limits Become…
There’s plenty of rumors flying around constantly about what actually can and can’t hurt your credit score. Here are just a few of those lies that will (hopefully) put you more at ease when it comes to your own.1. Checking…
There are ways to keep your credit score in a healthy place, and there are also ways that can quickly bring your score down. When it comes to keeping your score in a tip-top shape, these are a few of…